Stephanie Colestock is a freelance writer with over a decade of experience in personal finance. You'll see her work on publications such as Fortune, MSN, Forbes, USA Today, Fox Business, Yahoo! Finance, and more. Stephanie's areas of expertise include loans, insurance, real estate, retirement, and credit/debt. She has a degree from Baylor University and is currently working toward her CFP ? certification. To contact Stephanie or learn more about her work, you can visit her website, stephaniecolestock.com or reach her on Twitter at @stephcolestock.